VA ASSUMABLE LOAN AT 4.75%! Outstanding opportunity for ALL BUYERS (both VA & Non-VA) to assume a low 4.75% interest rate with a monthly payment of $3,393.51. Incredible financing leverage with a low cash gap of just under $38,000 to the listing price! This bright Lower Makakilo townhome features a freshly completed 2026 partial remodel boasting brand-new flooring, crisp interior paint, a new bathroom vanity, and a brand-new stove. Spacious living and dining areas flow out seamlessly to a private courtyard with breathtaking mountain, coastline, city, and Diamond Head views. Includes multiple storage closets, 2 full-size side-by-side parking stalls, and a prime location near Kapolei shopping, dining, schools, and quick freeway access. Move-in ready value at an unbeatable interest rate! (Loan Balance: $561,447.73)